To the 124-organization, firm-top analysis, working will cost you improved a lot less than just proportionately which have average amount borrowed

5. Other sorts of boat loan companies focus on car, a property, otherwise team credit. Also private bucks finance, monetary institution issues is vehicles fund (each other transformation finance and head finance), car and gizmos leases, organization collection and membership receivable financing, revolving borrowing, non-auto consumer sturdy products financing, and you will closed-prevent mortgage and you can home guarantee financing. Find Chen, Elliehausen, and you will Wicks (2018). Return to text

six. However, depository organizations normally give one another organization and you can credit, and their types of fund include all types of deposits, which happen to be products in on their own. For further dialogue, discover Benston (1975). Return to text

7. Select Chen, Elliehausen, and you will Wicks (2018) getting dialogue from questionnaire strategies and descriptive analytics. The information and knowledge when you look at the dining table 1 to have 1987 differ from Chen, Elliehausen, and you may Wicks. Because of it report, multiple finance companies that have been high domestic guarantee loan providers have been excluded from the 1987 sample. (más…)